Your 5-Minute Liability Coverage Snapshot

This quick snapshot helps identify potential gaps in your liability protection.

Watch this quick 2-minute overview of the Liability Coverage Snapshot before you start
Most people assume they’re properly covered until something happens. This quick review helps identify gaps that could leave you financially exposed.

Who is this for

Your answers stay with the agency and are used only to find gaps in your coverage.

Everything is marked required, but we only need one way to reach you — an email address or a phone number, whichever you prefer.

Real estate

Enter what each property is worth and what is still owed on it.

Market valueMortgageEquityHome​
2nd home / land
Rental property
Business property

Income and future wages

NameAnnual income

Potential wage garnishment is estimated as ten years of household income at 25%, which is how an exposure snapshot is usually illustrated. It is not a prediction. What a court can actually take from wages is capped by federal law and by Oregon and Washington law, the caps are calculated on disposable earnings rather than gross income, and no amount is owed unless a judgment is entered. Treat the figure as a sense of scale, not a legal opinion.

Personal property

Estimated values are fine.

Investments and retirement assets

Life insurance

One row per policy. Pick the kind of policy rather than filling a column for each.

Total assets at risk$0

Equity, future wages, personal property and investments. Life insurance in force is shown separately below, because it offsets exposure rather than adding to it.

Life insurance in force$0

Prefer to talk? Call (503) 667-2820.

(For your records and or your insurance professional)

 

Disclaimer: The calculations above are just an estimate. Your actual liability exposure could be higher than the calculations. It would be my recommendation, to review this with your insurance professional or financial advisor.

 

*It is not the business practice of the Trevin Webb Insurance Agency to sell or provide your personal information to any outside entities. The information provided is strictly confidential.