Business Insurance
Professional Liability (E&O)
Claims that your advice, service or work caused a client a loss.
Professional liability, also called errors and omissions, covers claims that your professional work was negligent, late, incomplete or wrong — and that the client lost money as a result.
General liability will not respond to these. It covers bodily injury and property damage, not financial loss caused by the service itself. This is one of the biggest gaps we see in service businesses.
Who usually needs it
Consultants, accountants, engineers, architects, IT firms, marketing agencies, real estate professionals — anyone paid for expertise or advice.
Not sure whether you need this?
Tell us what your business does and we will tell you straight which coverages actually apply — and which you can skip.
Or call (503) 667-2820