Business Insurance
Employment Practices Liability
Claims brought by employees over how they were treated.
EPLI covers claims from employees and applicants — wrongful termination, discrimination, harassment, retaliation, failure to promote. General liability excludes them, and defense costs alone can be substantial.
Small businesses are not exempt. A single claim can cost more than a year's profit, regardless of how it resolves.
Who usually needs it
Any business with employees. Risk rises with headcount, turnover and the absence of formal HR procedures.
Not sure whether you need this?
Tell us what your business does and we will tell you straight which coverages actually apply — and which you can skip.
Or call (503) 667-2820