Business Insurance
Commercial Property
The building, equipment, inventory and fixtures your business runs on.
Commercial property insurance covers the physical side of your business. Whether you own the building or lease the space, it pays to repair or replace what is damaged by fire, storm, theft, vandalism or burst pipes.
How a loss is paid matters as much as whether it is covered. Replacement cost puts a new item in place of the old one; actual cash value subtracts depreciation first.
Who usually needs it
Any business with a physical location, stock or equipment — whether you own the premises or rent them.
Not sure whether you need this?
Tell us what your business does and we will tell you straight which coverages actually apply — and which you can skip.
Or call (503) 667-2820